Credit Cards from GBank
A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them.The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
- Enjoy our lowest Introductory APR on Balance Transfers and Purchases
- Enjoy 5X rewards points on gas, groceries, and drugstore for 6 months
- Earn 1X rewards points on virtually all other net purchases-every day
- No Annual Fee
A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
The size of most credit cards is 3 3⁄8 × 2 1⁄8 in (85.60 × 53.98 mm),conforming to the ISO/IEC 7810 ID-1 standard. Credit cards have a printed or embossed bank card number complying with the ISO/IEC 7812 numbering standard. Both of these standards are maintained and further developed by ISO/IEC JTC 1/SC 17/WG. Before magnetic stripe readers came into widespread use, plastic credit cards issued by many department stores were produced on stock ("Princess" or "CR-50") slightly longer and narrower than 7810.
Three different cars to choose from
GBank Low Intro Rate Card: Answer a few questions online and checkout. Our checkout is simple, safe and secure. We will never voluntarily share your personal information with any other party.
GBank Cash-Back and Rewards Card: We will review your answers and contract you to discuss your case. Based on the information you provide, we will assist you prepare for a meeting with an attorney. Help locating an attorney is provided.
GBank Platinum Preferred Card: Your completed case preparation will be delivered to you for you to provide to your attorney.
Introductory rate of 0% for 18 months from date of account opening on purchases and an introductory rate of 0% for 18 months from date of first transfer for balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases and cash advances is 12.99%, 15.99%, 18.99%, 20.99%, or 22.99%, based on your creditworthiness.
Minimum interest charge – $0.50. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.